Svetlana Kardan
Head of Balance Sheet Management, Monzo
Svetlana Kardan Group Head of ALM, Monzo Bank Svetlana Kardan is a seasoned finance executive with over two decades of experience in treasury risk management. Currently serving as the Group Head of ALM at Monzo Bank, she oversees critical functions including liquidity, funding, interest rate risk, and foreign exchange risk strategies. Previously, Svetlana held the prestigious position of Group Head of IRRBB and Stress Testing at HSBC. Renowned for her expertise in balance sheet optimization, governance, and modelling, she also serves as a respected senior treasury consultant and trainer, advising organisations on navigating complex financial landscapes and advancing industry best practices.
All Sessions by Svetlana Kardan
Repricing the Balance Sheet: Managing Interest Rate Volatility and Structural Shifts
Examining the long-term implications of sustained rate increases on profitability and capital allocation
- Assessing structural shifts in long-term interest rates and yield curve dynamics
- Evaluating the delayed impact of higher rates on loan quality and non-performing assets
- Optimising risk–reward trade-offs in ALM and treasury strategy
- Managing credit spread anomalies across sovereign and corporate debt markets
- Assessing profitability and capital allocation in a volatile environment