Chhavi Kakkar is a senior risk executive. With deep expertise in enterprise risk, non-financial risk and control transformation within complex regulated environments. Currently helping Nat West Group on advancing control Intelligence and applying generative AI to improve the quality, consistency and efficiency of risk and control management. Her work centres on turning traditional risk and control processes into more practical, scalable and decision useful frameworks. Chhavi brings an executive perspective on how firms can modernise risk management while maintain strong governance, regulatory discipline and business accountability.